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Loan Officer

Company: Palmetto Citizens Federal Credit Union
Location: Columbia
Posted on: September 13, 2019

Job Description:

Job Summary Successful candidates for this full-time position should have the ability to work with people, be detail oriented, and be comfortable promoting the credit union's products and services. This position assists members with general credit union information, receives loan applications and disburses the full range of credit union loans; performs all duties of the Loan Interviewer. In addition to salary, opportunities to earn incentives are also available. Primary Responsibilities ---Provides accurate, friendly and professional service to members in person and by telephone, and offers financial guidance and advice. Understands a member's needs and professionally promotes appropriate credit union products and services. ---Maintains a thorough knowledge of the credit union's loan policies and ensures compliance with all applicable policies, laws and regulations as well as credit granting criteria. ---Performs all duties of a Loan Officer in extending quality loans to members. ---Achieves established loan goals and works to ensure quality of loans. ---Handles loan closing process and funds disbursement, completes file paperwork, promotes loan services, opens new share type accounts and provides information on credit union membership. Qualifications ---Previous lending and/or financial institution experience. ---Knowledge of loan policies and procedures, credit granting criteria, interest rates and loan documentation. ---Loan Interviewing skills and techniques. ---Punctuality, flexibility, organizational skills and a cooperative attitude. ---Bilingual candidates a plus. Palmetto Citizens is an Affirmative Action and Equal Opportunity Employer. Minority/Female/Disabled/Veteran Employment Type: Full Time Years Experience: 1 - 3 years Bonus/Commission: Yes

Keywords: Palmetto Citizens Federal Credit Union, Columbia , Loan Officer, Other , Columbia, South Carolina

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