AD-Credit Line Increase Strategy
Company: OneMain Financial
Location: Charlotte
Posted on: February 5, 2026
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Job Description:
We are currently seeking an Associate Director to drive our
credit line increase credit strategy for our Card business. This is
a high-impact role with significant senior-level exposure,
requiring a strategic thinker who can combine deep credit expertise
with innovative approaches that balance risk and growth. The
selected individual will shape and advance our CLI strategy through
data-driven analysis and cross-functional leadership. This includes
evaluating new data sources to strengthen decision-making, acting
as customer for data science teams building new models, and
partnering with product and acquisition teams to design and market
a comprehensive end-to-end customer line strategy. Key
Responsibilities - Develop and refine CLI policies to achieve both
risk and growth objectives. - Conduct deep credit analysis to
identify trends, risks, and opportunities within the portfolio. -
Design and execute A/B testing strategies to evaluate new
approaches and optimize outcomes. - · Prepare and deliver
presentations to executive leadership, providing clear insights and
actionable recommendations. - · Lead cross-functional teams
(Product, Marketing, Technology, Operations) to bring strategies to
life with great customer experience and flawless execution. - ·
Develop and execute on business requirements to implement
credit/business strategies to improve our lending portfolio - ·
Effectively prioritize competing initiatives and share with senior
leadership tradeoffs and constraints across various projects - ·
Partner with business leaders across functional areas to define
priorities, align resources, and communicate progress to executive
leadership Qualifications - Bachelor’s Degree in a quantitative
discipline (Engineering, Statistics, Economics, Business
Management, or Computer Science) - 5 years of experience in
experience in consumer lending, driving informative risk decisions
through analyses; Master’s or PHD degrees may offset experience -
Advanced analytical skillset using tools such as SQL, SAS, R, or
Python - Innovative and capable of developing creative solutions to
complex, data-driven problems Location: Charlotte, NC // HYBRID
(Tues. - Thurs.) Who we Are OneMain Financial (NYSE: OMF) is the
leader in offering nonprime customers responsible access to credit
and is dedicated to improving the financial well-being of
hardworking Americans. Since 1912, we’ve looked beyond credit
scores to help people get the money they need today and reach their
goals for tomorrow. Our growing suite of personal loans, credit
cards and other products help people borrow better and work toward
a brighter future. Driven collaborators and innovators, our team
thrives on transformative digital thinking, customer-first energy
and flexible work arrangements that grow lives, careers and our
company. At every level, we’re committed to an inclusive culture,
career development and impacting the communities where we live and
work. Getting people to a better place has made us a better company
for over a century. There’s never been a better time to shine with
OneMain. Because team members at their best means OneMain at our
best, we provide opportunities and benefits that make their health
and careers a priority. That’s why we’ve packed our comprehensive
benefits package for full- and some part-timers with: - Health and
wellbeing options including medical, prescription, dental, vision,
hearing, accident, hospital indemnity, and life insurances - Up to
4% matching 401(k) - Employee Stock Purchase Plan (10% share
discount) - Tuition reimbursement - Paid time off (15 days’
vacation per year, prorated based on start date) - Paid sick leave
as determined by state or local ordinance (prorated based on start
date) - 11 Paid holidays (4 floating holidays, prorated based on
start date) - Paid volunteer time (3 days per year, prorated based
on start date)
Keywords: OneMain Financial, Columbia , AD-Credit Line Increase Strategy, Accounting, Auditing , Charlotte, South Carolina
